Financial Cents

Halloween isn’t just about candy—it’s about kids feeling a sense of ownership and control.

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72 years ago today, on October 19, 1953, 12 dedicated educators came together to form Tempe School Teachers Credit Union. Their goal was simple yet powerful: to help fellow teachers and community members reach their financial goals.

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Halloween fun can quickly turn scary if you fall for a scam. Watch out for these tricks!

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Now is the perfect time to review your finances—starting with your credit report. It helps you spot fraud, correct errors, and understand what’s affecting your score, potentially saving thousands on loans and credit cards.

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In this week’s scam, you receive an email for an Apple iCloud Calendar invitation. The invitation is sent from a genuine Apple email address and appears to be related to a purchase invoice.

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Money is a big part of life, but it doesn’t have to be complicated. The earlier you learn how to handle it, the better off you’ll be in the future.

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Text message scams (also known as smishing) and phone call scams (also known as phishing) are on the rise, and scammers are getting more convincing.

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In this week’s scam, you receive a text message that appears to be from the Department of Motor Vehicles (DMV). The text states that you must pay a traffic fine by a certain date. If you don’t pay on time, your vehicle registration will be suspended, and you’ll lose your driving privileges.
 

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