Financial Cents

Have you ever had someone do something kind for you, like holding the door for you when your hands were full, or sending a message just when you needed it? “Paying it forward” is all about doing something kind for someone else — not as payback for a favor, but as a way to keep the kindness going.

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In this week's scam, cybercriminals are using Google Workspace's Gemini AI tool to try to trick you in an unusual way. You receive an email that appears ordinary, and it doesn’t have any suspicious links or attachments. But if you ask Gemini to summarize it, the results seem alarming. 

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Looking for a long-term savings option? If you're seeking a safe, steady way to grow your savings, a Share Certificate from Landings Credit Union could be the perfect fit. With competitive rates and flexible term options, you can earn more than a traditional savings account—without the risks of the stock market.

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Creating strong passwords is your first line of defense against cyber threats. Weak or reused passwords can lead to stolen identities, lost money, and damaged reputations.

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It’s July—halfway through the year and the perfect time to revisit your finances. Whether you're crushing your goals or need to pivot, a mid-year review can help realign your financial plans for the rest of 2025.

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Data breaches are more common now than ever before. A data breach is an intentional or unintentional leak of sensitive information. At least one of your current or old passwords has likely been exposed by a data breach.

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Being a teen comes with a lot of exciting firsts—your first paycheck, your first savings goal, maybe even your first debit card. At Landings Credit Union, we believe in empowering young members with the tools they need to succeed financially from the start.

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In today’s connected world, our digital identities are more vulnerable than ever. From online shopping and banking to social media and streaming, our personal information is constantly in motion.

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Messaging apps such as WhatsApp, Discord, and WeChat are a great way to keep in touch with friends and family. But not all messaging apps are safe to use on your work device. 

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In this week's scam, you receive an email that appears to be from the United States (US) Social Security Administration (SSA), a retirement program run by the US government...

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