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Financial Cents

Helping Kids and Teens Build Smart Money Habits That Last

The new year is a great time to focus on financial education for kids and teens. This blog shares practical, age-appropriate ways families can help young people learn about saving, spending, and building confidence with money.

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How to Handle Sensitive Information

Sensitive information, including confidential information or information that is for internal use only, should be handled with care. A lot of times, your organization’s sensitive information may include information such as intellectual property, trade secrets, or security configurations.

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Simple Ways to Start the Year Feeling More Confident About Your Finances

A new year doesn’t require a complete financial reset. This blog highlights realistic, manageable money habits that can help you feel more in control and confident as you move into the year ahead.

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You're “Hired”…to Be Scammed

In this week’s scam, you receive an email about an exciting job opportunity from a well-known organization, like Disney, Louis Vuitton, or Ford. The email looks professional and seems to be from a legitimate recruiter. It includes a link to book a meeting on Calendly, a popular scheduling tool.

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MFA Fatigue Scams

Multi-factor authentication (MFA) helps protect your online accounts by making you approve login attempts. However, enabling MFA doesn’t guarantee that your information is safe.

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Not What I Ordered: Don’t Get Caught In an Online Shopping Scam

An online shopping scam can lure in even the savviest shopper. Let’s look at these schemes, how they work and how to keep yourself from falling victim.

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Social Engineering Red Flags #1: Sender

Cybercriminals send more phishing emails now than ever before. When you receive an email, it’s important to look for any red flags. One red flag you can look for is a suspicious sender. If the sender is actually a cybercriminal, the email may contain phishing links or requests for sensitive information.
 

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Holiday Money Moves for Teens

December is fun… and expensive. Gifts, outings, snacks, and holiday sales can make your money disappear fast. The trick isn’t to stop spending — it’s to spend with a plan.

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How to Budget for Your Holiday Shopping This Year

What if you could enjoy the holiday season without drowning in bills come January? With a little planning and a few clever strategies, it’s possible to celebrate without sabotaging your finances. Here’s how to pay for your holiday shopping — and actually feel good about it.

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Don't Enroll in These Healthcare Scams

In this week's scam, you receive an unexpected message about enrolling in healthcare coverage. This message could be delivered through a phone call, email, or text message.

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