Financial Cents

Good financial habits shouldn’t feel overwhelming. The best ones simplify your life, not complicate it. Here are a few that make a real difference.

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Everyone learns money by doing and sometimes by messing up. The teen years are where those lessons start to stick.
 

Here are a few common mistakes and why they’re actually important.

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Scams aren’t just targeting the uninformed. They’re designed to trick anyone. The difference today isn’t awareness, it’s how convincing fraud has become.
 

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If you’ve ever gone to a store for milk and left with a new throw pillow, two candles and a gourmet snack you didn’t know you liked, you’re not alone. Impulse spending is one of the biggest obstacles to maintaining a healthy budget.

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When you think of St. Patrick’s Day, you might picture four-leaf clovers and pots of gold. But here’s a little secret — luck has very little to do with building money.

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How often do you see signs for free wifi access and charging stations for your mobile devices? These amenities are available for your convenience in many public spaces like coffee shops and airports. Unfortunately, cybercriminals love free wifi and charging stations, too. Cybercriminals can hack into public wifi networks and charging stations to steal your sensitive information.
 

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In this week's scam, you post on LinkedIn and then receive what appears to be an official reply from LinkedIn's website. The reply appears as a comment on your post and warns that your account has been temporarily restricted because you've violated the platform's policies.

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A digital footprint is the trail of data you leave behind when using the internet. Every time you use the internet, you contribute to your digital footprint, whether it's through posting on social media, subscribing to newsletters, leaving online reviews, or shopping online.
 

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Personal loans, sometimes called unsecured loans, offer flexibility, convenient access to funds, and short- to moderate-term repayment options. Because they can be used for a wide range of needs, personal loans are a popular choice for borrowers at many different financial stages.

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In this week’s scam, you receive a frightening phone call from someone claiming to be a law enforcement officer. They tell you there is a warrant for your arrest because you missed jury duty, failed to appear in court, or owe unpaid taxes. 

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