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Financial Cents

What Halloween Candy Teaches Kids About Money

Halloween isn’t just about candy—it’s about kids feeling a sense of ownership and control.

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Celebrating 72 Years Serving Our Members

72 years ago today, on October 19, 1953, 12 dedicated educators came together to form Tempe School Teachers Credit Union. Their goal was simple yet powerful: to help fellow teachers and community members reach their financial goals.

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Scam Season: Don’t Get Spooked!

Halloween fun can quickly turn scary if you fall for a scam. Watch out for these tricks!

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Your Annual Credit Report Check: A Smart Financial Move

Now is the perfect time to review your finances—starting with your credit report. It helps you spot fraud, correct errors, and understand what’s affecting your score, potentially saving thousands on loans and credit cards.

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An Apple a Day Won't Keep This Phish Away

In this week’s scam, you receive an email for an Apple iCloud Calendar invitation. The invitation is sent from a genuine Apple email address and appears to be related to a purchase invoice.

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Practical Budgeting Made Easy

With the right tools and information, building a budget can be quick and easy. Here’s how to create a simple and practical budget for the time-strapped consumer. 

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The 5 Golden Rules of Smart Money Habits Every Teen Should Know

Money is a big part of life, but it doesn’t have to be complicated. The earlier you learn how to handle it, the better off you’ll be in the future.

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Spot the Scam: How to Identify a Fraudulent Message (Call or Text)

Text message scams (also known as smishing) and phone call scams (also known as phishing) are on the rise, and scammers are getting more convincing.

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Beware Third-Party App Scams

Everyone loves the convenience of payment apps – and scammers do, too. 

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A Fine Way to Get Scammed

In this week’s scam, you receive a text message that appears to be from the Department of Motor Vehicles (DMV). The text states that you must pay a traffic fine by a certain date. If you don’t pay on time, your vehicle registration will be suspended, and you’ll lose your driving privileges.
 

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