Back-to-school season often means checking class schedules, ordering supplies, downloading new apps, and logging into school portals. Whether you're a parent helping your child get ready, a college student starting a new semester, or an educator preparing your classroom, technology plays a big role this time of year.
Unfortunately, cybercriminals know that too.
As more people rely on online tools, scammers look for opportunities to steal personal information through fake emails, fraudulent websites, and unsecured connections. The good news is that a few simple habits can help keep your information and your finances protected.
Watch for Phishing Emails
One of the most common scams during back-to-school season is phishing. These emails or text messages may appear to come from a school, university, teacher, or even a trusted company. They often ask you to click a link, verify account information, or make a payment.
Before responding, take a closer look. Check the sender's email address, watch for spelling or grammar mistakes, and be cautious of messages that create a sense of urgency. If something doesn't seem right, contact the organization directly using a phone number or website you know is legitimate.
Use Strong Passwords and Multi-Factor Authentication
School accounts often contain personal information, making them valuable targets for hackers.
Create unique passwords for each account and avoid using the same password across multiple websites. A password manager can help keep them organized and secure. Whenever available, turn on multi-factor authentication. This extra layer of security helps protect your accounts, even if someone discovers your password.
Be Careful on Public Wi-Fi
Coffee shops, libraries, airports, and campuses often offer free Wi-Fi, but public networks aren't always secure.
Avoid accessing financial accounts or entering sensitive information while connected to public Wi-Fi. If you need to check your accounts, consider using your mobile data or a trusted virtual private network (VPN) for added protection.
Download Apps From Trusted Sources
Many schools use apps for assignments, communication, and classroom updates. Before downloading anything, make sure it comes from an official app store or the school's website.
Take a few moments to review the app's permissions. If an app asks for access to information it doesn't need, such as your contacts or location, think twice before granting permission.
Keep Your Devices Updated
Software updates may seem inconvenient, but they often include important security improvements.
Keeping your phone, tablet, and computer updated helps protect against newly discovered vulnerabilities that scammers may try to exploit. Enable automatic updates whenever possible so your devices stay protected without extra effort.
One Last Tip
Technology makes learning and staying connected easier than ever, but it also requires us to stay alert. Before clicking a link, sharing personal information, or downloading a new app, pause and ask yourself if it seems legitimate. That extra moment can help protect your identity, your accounts, and your peace of mind.
At Landings Credit Union, we believe financial wellness includes protecting your personal information. By practicing safe online habits throughout the school year, you can focus on what matters most while helping keep your finances secure.