Facts
What does Landings Credit Union do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and employment information
How?
All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Landings Credit Union chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information |
Does Landings Credit Union share? |
Can you limit this sharing? |
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
| For our marketing purposes – to offer our products and services to you |
Yes |
Yes |
| For joint marketing with other financial companies |
Yes |
Yes |
| For our affiliates' everyday business purposes – information about your transactions and experiences |
Yes |
Yes |
| For our affiliates' everyday business purposes – information about your creditworthiness |
No |
We don't share |
| For our affiliates to market to you |
Yes |
Yes |
| For our nonaffiliates to market to you |
No |
We don't share |
To Limit Us Sharing
- Call us at 480.967.9475 or 800.851.7749 and speak to a Landings representative; or
- Send us a secure message through online/mobile banking.
Please Note: If you are a new member, we can begin sharing your information [30] days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in the notice. However, you can contact us at any time to limit our sharing.
Questions?
Call us at 480.967.9475 or 800.851.7749 or go to www.landingscu.org
Who We Are
Who is providing this information, Landings Credit Union
What we do
How does Landings Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Landings Credit Union collect my personal information?
We collect your personal information, for example, when you:
- Open an account or Apply for a loan
- Pay your bills or provide employment information or employment history
- Provide your driver's license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates' everyday business purposes— information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account, I hold jointly with someone else?
Your choices will apply to everyone on your account.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies. i.e., Landings Financial Servies
Non-Affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies. -We do not share information with non-affiliated companies so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. i.e., advertising/marketing companies
Other Important Information
Do You Collect Information On My Children?
Yes. However, we respect the privacy of children and do not collect any more information than necessary to enable them to participate in the activities we offer at our website. We do not allow other organizations to collect personal information from children and do not have any agreements with outside organizations to collect information at our site.
The information that we collect from children is used to fulfill a requested transaction.
We will obtain parental consent before collecting information on your child and you can review the information we have collected from your child online; prevent the further use or maintenance of that information or direct the deletion of that information by notifying us by mail, email or phone.
The Children's Online Privacy Protection Act is the federal law governing child on-line privacy; it protects children under age 13. For more inforamtion on COPPA visit http://www.ftc.gov/privacy/privacyinitiatives/childrens.html