Skip to main content

Rates

Money Market
Account Type APY* Minimum Opening Balance Minimum Balance To Earn APY*
Money Market Savings 0.10% $1000 $1000

*APY (ANNUAL PERCENTAGE YIELD) correct as of  October 21, 2020.  The APY is variable (except Share & IRA Certificates) and may change monthly. Yield is calculated and credited monthly based on the Daily Balance Method.  The dividend period begins on the first calendar day of the month, and ends on the last day of the month.  Some share accounts may have limited withdrawals or transfers per month in accordance with Regulation D. Refer to Member Account Agreement for additional details. Because dividends are paid monthly, posted rates are anticipated rates for the month.

Certificate Rates
Type/Term APY* Minimum Opening Balance Minimum Balance To Earn APY*
6 month 0.20% $500 $500
12 month 0.30% $500 $500
18 month 0.35% $500 $500
24 month 0.45% $500 $500
36 Month-STEP-UP CERTIFICATE** 0.50% $500 $500
36 Month-FIXED RATE CERTIFICATE 0.50% $500 $500
48 month 0.60% $500 $500
60 Month-STEP-UP CERTIFICATE** 0.70% $500 $500
60 Month-FIXED RATE CERTIFICATE 0.70% $500 $500

*APY (ANNUAL PERCENTAGE YIELD) correct as of May 26, 2021.  A substantial penalty may be imposed on early withdrawal. For more information about rates and fees for these accounts contact your local office or phone (480) 967-9475.  Fees could reduce earnings. Each member account insured to $250,000 by the National Credit Union Administration, an Agency of the U.S. Government. IRA Accounts insured separately up to $250,000 by NCUA. All rates subject to change without notice. All dividends are paid from current income and available earnings, after required transfers to reserves at the end of the dividend period, and are not guaranteed.

IRA Savings
Account Type APY* Minimum Opening Balance Minimum Balance To Earn APY*
IRA Savings 0.05% None $0.01
IRA Certificate Rates
Term APY* Minimum Opening Balance Minimum Balance To Earn APY*
12 Month 0.35% $2,000 $2,000
18 Month 0.40% $2,000 $2,000
24 Month 0.50% $2,000 $2,000
30 Month 0.55% $2,000 $2,000
36 Month 0.55% $2,000 $2,000
60 Month 0.75% $2,000 $2,000

*APY (ANNUAL PERCENTAGE YIELD) correct as of May 26, 2021.  A substantial penalty may be imposed on early withdrawal. For more information about rates and fees for these accounts contact your local office or phone (480) 967-9475.  Fees could reduce earnings. Each member account insured to $250,000 by the National Credit Union Administration, an Agency of the U.S. Government. IRA Accounts insured separately up to $250,000 by NCUA. All rates subject to change without notice. All dividends are paid from current income and available earnings, after required transfers to reserves at the end of the dividend period, and are not guaranteed.

CO-OP Locator

Find a CO-OP ATM or
Shared Branch Near You