Current Rates

New Vehicles 2015 & Newer
  Annual Percentage Rate Approximate Repayment Period (months) Approximate Payment Per Thousand Dollars
Fixed Rates as low as: 2.99% 48 months $22.14
2.99% 60 months $17.97
2.99% 72 months $15.20
Used Vehicles 2006 to 2014
  Annual Percentage Rate Approximate Repayment Period (months) Approximate Payment Per Thousand Dollars
Fixed Rates as low as: 3.99% 48 months $22.58
3.99% 60 months $18.42
3.99% 72 months $15.65
Rates, terms, and loan-to-value requirements may vary based on type of collateral, age of collateral, and mileage. The Federal Equal Credit Opportunity Act prohibits credit unions from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, or because all or part of the applicant's income derives from any public assistance program. All rates shown are the credit union's lowest possible rates for well qualified borrowers. Rates may be higher after underwriting criteria has been reviewed.
Visa Rewards Card
  Annual Percentage Rate
Fixed Rates as low as: 9.25%
Boat Loans
  Annual Percentage Rate Approximate Repayment Period (months) Approximate Payment Per Thousand Dollars
New Boat Loan 6.75% *240 month amortization Balloon at 84 months $7.61
Used Boat Loan 7.75% *180 month amortization Balloon at84 months $9.42
*Payments are calculated using a 240 month term for new loans and 180 month term for used loans, but the loan matures in 84 months. Rates, terms, and loan-to-value requirements may vary based on type of collateral, age of collateral, and mileage. The Federal Equal Credit Opportunity Act prohibits credit unions from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, or because all or part of the applicant's income derives from any public assistance program. All rates shown are the credit union's lowest possible rates for well qualified borrowers. Rates may be higher after underwriting criteria has been reviewed.
Recreational Vehicle (RV) Loans
  Annual Percentage Rate Approximate Repayment Period (months) Approximate Payment Per Thousand Dollars
New Motor Homes 6.75% *240 month amortization Balloon at 84 months $7.61
6.25% 180 months $8.58
Used Motor Homes 7.75% *180 month amortization Balloon at 84 months $9.42
7.00% 120 months $11.62
*Payments are calculated using a 240 month term for new loans and 180 month term for used loans, but the loan matures in 84 months. Rates, terms, and loan-to-value requirements may vary based on type of collateral, age of collateral, and mileage. The Federal Equal Credit Opportunity Act prohibits credit unions from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, or because all or part of the applicant's income derives from any public assistance program. All rates shown are the credit union's lowest possible rates for well qualified borrowers. Rates may be higher after underwriting criteria has been reviewed.
Motorcycle/ATV Loans
  Annual Percentage Rate Approximate Repayment Period (months) Approximate Payment Per Thousand Dollars
New Motorcycle/ ATV/ATC Jet ski 10.00% Up to 60 months $21.25
Used Motorcycle/ ATV/ATC Jet ski 10.50% Up to 60 months $21.51
Rates, terms, and loan-to-value requirements may vary based on type of collateral, age of collateral, and mileage. The Federal Equal Credit Opportunity Act prohibits credit unions from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, or because all or part of the applicant's income derives from any public assistance program. All rates shown are the credit union's lowest possible rates for well qualified borrowers. Rates may be higher after underwriting criteria has been reviewed.
Fifth Wheel Loans
  Annual Percentage Rate Approximate Repayment Period (months) Approximate Payment Per Thousand Dollars
New Fifth Wheel 6.75% *240 month amortization Balloon at 84 months $7.61
6.25% 180 months $8.58
Used Fifth Wheel 7.75% *180 month amortization Balloon at 84 months $9.42
7.00% 120 months $11.62
*Payments are calculated using a 240 month term for new loans and 180 month term for used loans, but the loan matures in 84 months. Rates, terms, and loan-to-value requirements may vary based on type of collateral, age of collateral, and mileage. The Federal Equal Credit Opportunity Act prohibits credit unions from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, or because all or part of the applicant's income derives from any public assistance program. All rates shown are the credit union's lowest possible rates for well qualified borrowers. Rates may be higher after underwriting criteria has been reviewed.

 

Prime Share
Savings Account Rates APY* Minimum Opening Balance Minimum Balance To Earn APY*
Prime Share Savings 0.01% $5 $25
0.01% $5 $25,000
0.01% $5 $100,000
*APY (ANNUAL PERCENTAGE YIELD) correct as of 4/1/2014. APY is calculated and credited monthly based on the Daily Balance Method. Because Share Savings and Share Checking dividends are paid monthly, posted rates are anticipated rates for the month. The Dividend period begins on the first calendar day of the month and ends on the last day of the month. Some share accounts may have limited withdrawals or transfers per month in accordance with Regulation D. Refer to Member Account Agreement for additional details. All rates subject to change without notice.
Share Manager
Savings Account Rates APY* Minimum Opening Balance Minimum Balance To Earn APY*
Share Manager 0.01% None $0.01
*APY (ANNUAL PERCENTAGE YIELD) correct as of 4/1/2014. APY is calculated and credited monthly based on the Daily Balance Method. Because Share Savings and Share Checking dividends are paid monthly, posted rates are anticipated rates for the month. The Dividend period begins on the first calendar day of the month and ends on the last day of the month. Some share accounts may have limited withdrawals or transfers per month in accordance with Regulation D. Refer to Member Account Agreement for additional details. All rates subject to change without notice.
Holiday Share
Savings Account Rates APY* Minimum Opening Balance Minimum Balance To Earn APY*
Holiday Share 0.01% None $0.01
*APY (ANNUAL PERCENTAGE YIELD) correct as of 4/1/2014. APY is calculated and credited monthly based on the Daily Balance Method. Because Share Savings and Share Checking dividends are paid monthly, posted rates are anticipated rates for the month. The Dividend period begins on the first calendar day of the month and ends on the last day of the month. Some share accounts may have limited withdrawals or transfers per month in accordance with Regulation D. Refer to Member Account Agreement for additional details. All rates subject to change without notice.
Summer Bridge
Savings Account Rates APY* Minimum Opening Balance Minimum Balance To Earn APY*
Summer Bridge 0.01% None $0.01
*APY (ANNUAL PERCENTAGE YIELD) correct as of 4/1/2014. APY is calculated and credited monthly based on the Daily Balance Method. Because Share Savings and Share Checking dividends are paid monthly, posted rates are anticipated rates for the month. The Dividend period begins on the first calendar day of the month and ends on the last day of the month. Some share accounts may have limited withdrawals or transfers per month in accordance with Regulation D. Refer to Member Account Agreement for additional details. All rates subject to change without notice.

 

Money Market
  APY* Minimum Opening Balance Minimum Balance To Earn APY*
Money Market Savings 0.15% $1000 $1000
*APY (ANNUAL PERCENTAGE YIELD) correct as of 3/23/2016. APY is variable (except Share & IRA Certificates) and may change monthly. Yield is calculated and credited monthly based on the Daily Balance Method. The dividend period begins on the first calendar day of the month and ends on the last day of the month. First 3 checks and transfers per month free. Fee will be assessed if balance falls below $1000 minimum. Fees could reduce earnings. Because Share Savings and Share Checking dividends are paid monthly, posted rates are anticipated rates for the month. All rates subject to change without notice.
Certificate Rates
  APY* Minimum Opening Balance Minimum Balance To Earn APY*
6 month 0.30% $500 $500
12 month 0.45% $500 $500
18 month 0.50% $500 $500
24 month 0.70% $500 $500
36 Month-STEP-UP CERTIFICATE** 1.25% $500 $500
36 Month-FIXED RATE CERTIFICATE 1.25% $500 $500
48 month 1.45% $500 $500
60 Month-STEP-UP CERTIFICATE** 1.80% $500 $500
60 Month-FIXED RATE CERTIFICATE 1.80% $500 $500
*APY (ANNUAL PERCENTAGE YIELD) correct as of 3/23/2016. For more information about rates and fees for these accounts contact your local office or phone (480) 967-9475. Fees could reduce earnings. Each member account insured to $250,000 by the National Credit Union Administration, an Agency of the U.S. Government. All rates subject to change without notice. All dividends are paid from current income and available earnings, after required transfers to reserves at the end of the dividend period, and are not guaranteed. **Beginning rate applicable to product.
Individual Retirement Account Rates
Savings Rates APY* Minimum Opening Balance Minimum Balance To Earn APY*
IRA Savings 0.05% None $0.01
IRA Certificate Rates APY* Minimum Opening Balance Minimum Balance To Earn APY*
12 Month 0.50% $2,000 $2,000
18 Month 0.60% $2,000 $2,000
24 Month 0.75% $2,000 $2,000
30 Month 1.00% $2,000 $2,000
36 Month 1.25% $2,000 $2,000
60 Month 1.90% $2,000 $2,000
*APY (ANNUAL PERCENTAGE YIELD) correct as of 3/23/2016. APY is calculated and credited monthly based on the Daily Balance Method. Because Share Savings and Share Checking dividends are paid monthly, posted rates are anticipated rates for the month. The Dividend period begins on the first calendar day of the month and ends on the last day of the month. Some share accounts may have limited withdrawals or transfers per month in accordance with Regulation D. Refer to Member Account Agreement for additional details. All rates subject to change without notice.