Personal Loans

Home of the Microloan

With all of the success we've had with our Microloan promotions over the last few years, we've decided to start offering Microloans as a permanent product! Landings Microloans are quick and easy to apply for, all you need to bring when applying is a pay stub or show that you have direct deposit set up through your account with us as well as $35 for the application fee*.

These loans are targeted to provide a little extra cash when you need it most and to stop our membership from getting involved with payday loan companies. Microloans can be used for whatever you want or need. Looking to redecorate your home? In need of an auto repair? Want some extra spending money for your trip? Stop by or give us a call and apply for a Microloan today!

*$35 application fee is non-refundable or negotiable. Minimum credit score of 580 to qualify. Other terms and conditions apply. Contact a Landings Credit Union Member Service Representative for more details..

Signature Loans

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Looking for more than $2,000? We offer Signature Secured Loans for up to $40,000 with terms up to 72 months. Call or Email us for more information or to apply today.

The Smart Option Student Loan® by Sallie Mae®

For borrowers attending degree-granting institutions
Now you can pay for college the smart way with three great repayment options and competitive interest rates!
This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.

The Smart Option Student Loan features and benefits:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No origination fee and no prepayment penalty
  • Rewards and interest rate reductions available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialist

Start Your Application Now