Personal Loans

Home of the Microloan

With all of the success we've had with our Microloan promotions over the last few years, we've decided to start offering Microloans as a permanent product! Landings Microloans are quick and easy to apply for, all you need to bring when applying is a pay stub or show that you have direct deposit set up through your account with us as well as $35 for the application fee*.

These loans are targeted to provide a little extra cash when you need it most and to stop our membership from getting involved with payday loan companies. Microloans can be used for whatever you want or need. Looking to redecorate your home? In need of an auto repair? Want some extra spending money for your trip? Stop by or give us a call and apply for a Microloan today!

*$35 application fee is non-refundable or negotiable. Minimum credit score of 580 to qualify. Other terms and conditions apply. Contact a Landings Credit Union Member Service Representative for more details..

Signature Loans

Start Your Application Now

Looking for more than $2,000? We offer Signature Loans for up to $40,000 with terms up to 72 months. Call or Email us for more information or to apply today.

Student Loans for Landings Credit Union by Sallie Mae®

Wherever you are in your higher education, get the money you need for school. Student loans from Landings Credit Union in partnership with Sallie Mae® could help! For borrowers attending or borrowing for a student attending a degree-granting institution. 

Sallie Mae® higher education loans are designed for the needs of the undergraduates, graduate students, and parents. 

  • Competitive interest rates 
  • Multiple repayment options
  • No origination fees; no prepayment penalty

Find out which loan is right for you.

Borrow responsibly 
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank or a lender partner. Landings Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers. Smart Option Student Loan and graduate loan products: This information is for students attending participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Borrowers must be U.S. citizens or U.S. permanent residents if the school is located outside of the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

Parent Loan: This information is for borrowers with students attending participating degree-granting schools. The student is not eligible to be a borrower or cosigner. The borrower, cosigner and student must be U.S. citizens or U.S. permanent residents. The school may refund loan funds directly to the student, and if that occurs, borrower, and cosigner (if applicable) would still be responsible for repaying that amount. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. 

1 Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note: First to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.

© 2019 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.