Room to Grow Together
Flexible ADU Financing for Arizona Homeowners*
At Landings Credit Union, we believe home is more than four walls — it’s where family grows, traditions are built, and life unfolds. With new city guidelines opening the door for family-use ADUs (Casitas), now is a meaningful time to explore creating space for the people who matter most.
What Is an ADU (Casita)?
An Accessory Dwelling Unit (ADU) — often called a Casita — is a secondary living space built on your existing property. Designed for family use, ADUs can provide privacy, comfort, and independence while keeping loved ones close.
Common uses include:
- A comfortable home for aging parents
- A private space for adult children
- A long-term guest suite for family members
With updated approvals across Arizona communities, more homeowners now have the opportunity to build thoughtfully and intentionally.
Financing Built Around Your Home - and Your Family
Using the equity you’ve built in your home, Landings offers transparent, flexible financing options to help bring your ADU plans to life.
Cash-Out Refinance
Replace your current mortgage with a new one while accessing cash from your home’s equity — ideal for funding a full ADU build with predictable monthly payments.
Home Equity Line of Credit (HELOC)
A flexible option that allows you to access funds as you build, paying interest only on what you use — perfect for phased projects.
Our mortgage team takes the time to explain your options clearly, answer your questions, and help you choose the path that fits your goals. No pressure. Just guidance you can trust.