Investment

Money Market Accounts

The Landings Credit Union Money Market Account offers you an account where you can earn high rates of return and enjoy the flexibility and accessibility of a checking account.

The Money Market Account structure is as follows:

  • Interest is compounded and paid monthly
  • A total of 6 withdrawals allowed per month
  • You must maintain a balance above $1000 at month's end. There is a one-time per month fee of $10 for falling below $1000 at month end.
  • Checks may be written from your money market account.

Please refer to our fee schedule for all applicable fees.

Share Certificates

Share Certificates allow you to invest at a predetermined rate over a stated period of time. Competitive rates, along with security, make this a wise investment. The minimum investment is $500 and there may be a penalty for early withdrawal.           View our Investment Rates here.

IRAs

It's never too early to start planning for your retirement. Be financially secure in your golden years with a Landings Credit Union IRA. An IRA is a way for wage earners to save a portion of their income for retirement. This long-term investment lets you earn interest while deferring taxation. Income set aside in an IRA may also be tax deductible if you qualify. We offer both IRA Shares and Certificates. You can transfer an existing IRA at another financial institution to Landings Credit Union without penalty. Restrictions apply; please consult with your tax advisor for more information.                                                                                       View our Investment Rates here.